It’s human nature to hold off filing bankruptcy until after the holidays. Here’s what you need to know once you think again about filing.
The amount of your income may not disqualify you from Chapter 7.
If you don’t qualify for either Chapter 7 or 13, do you have to do a very expensive Chapter 11 reorganization? Or could you still qualify after all?
If your family income is more than the “median family income,” you may still be able to file under Chapter 7.