The risk that creditors will not allow you to discharge some of their debts can be minimized through smart timing of your bankruptcy.
It’s human nature to hold off filing bankruptcy until after the holidays. Here’s what you need to know once you think again about filing.
Your abundant love for your children, spouse, and others is not defined by an (over)abundance of holiday gifts.
The short answer to this question is “Yes.” Many of today’s bankruptcy filings result from significant credit card debt. Given the state of the economy and recent layoffs, consumers are finding it difficult to make the minimum payments on their credit card accounts. The problem does not end there. In many instances, when consumers default on their credit card agreements their interest rate increases significantly, which also increases the total owed and minimum payment due. If you are having a difficult time paying your minimum credit card bills, you are not alone. You should consult a debt relief lawyer before …