Chapter 7 puts you in the driver’s seat to either keep or surrender the collateral securing your business debts.
Chapter 7 deals with some debts better than does Chapter 13. But Chapter 13 deals with some other debts better than Chapter 7. So what kind of debts do you have?
Too much debt can disqualify you from filing under Chapter 13.
If you don’t qualify for either Chapter 7 or 13, do you have to do a very expensive Chapter 11 reorganization? Or could you still qualify after all?