Glenn A. Brown, DMD, MBA 
While you have the best intentions to repay your student loans, life can deliver circumstances that are totally out of your control. See if you qualify to discharge your student loans under bankruptcy.
If you fall behind on support payments, it MIGHT make sense to file bankruptcy right when you can afford to begin making them again.
Whether you can write off your student loan could very much depend on WHEN you ask the court for a determination of “undue hardship.”
Timing your bankruptcy filing right can give you more time in your home before surrendering it to your lender.