While you have the best intentions to repay your student loans, life can deliver circumstances that are totally out of your control. See if you qualify to discharge your student loans under bankruptcy.
Whether you can write off your student loan could very much depend on WHEN you ask the court for a determination of “undue hardship.”
This $36 billion is owed by 2 million older Americans. Garnishment of their Social Security benefits to pay these student loans has skyrocketed.
Don’t disregard bankruptcy as an option just because it does not write off the debt which is your immediate headache. There’s likely some good medicine for that headache after all.