Student loans are difficult to write off in bankruptcy because the standard for doing so is very tough. But you might still qualify.

What are the roles of the debtor, the creditors, the bankruptcy clerk, the judge, the Chapter 7 and 13 trustees, and the U. S. Trustee?

The same way that you can’t START a bankruptcy case without “credit counseling,” you can’t FINISH without “debtor education.”

“Credit counseling” is not really counseling. It’s not difficult, but a necessity before you can file a bankruptcy case.