Even if you don’t think you can stay in your home, Chapter 7 gives you more time to save money for your move, and may buy some leverage.

Chapter 7 “straight bankruptcy” does not stop aggressive collections by your ex-spouse or support enforcement. But Chapter 13 does.

Do you absolutely need to keep your vehicle, but can’t afford the monthly payments? See if you qualify for a “cramdown.”

Long working hours, comparatively good tools, and an efficient business environment mean that we produce more per person than anybody else.