Filing bankruptcy with or without your spouse affects the protection from creditors each of you receives, and also affects whether you file under Chapter 7 or 13.
Bankruptcy can protect your car or truck. Both Chapter 7 and 13 can, but which do you need?
Bankruptcy protects your home. Both Chapter 7 and 13 do so, but which is better for you?
Simplistic but often true: Chapter 7 deals better with simpler debts, while Chapter 13 with more complicated debts. What ARE more complicated debts?