Chapter 13 buys you flexibility when you want to keep your home or vehicle, but might need to surrender it after all. But it’ll cost you.
Increasingly, the rich live among the rich, and the poor among the poor. Especially in the big cities of Texas. Less so in Miami, Cincinnati, Boston, Sacramento, and Portland.
If you want to hold onto your vehicle, or other collateral, Chapter 13 makes it happen.
If you want to hold onto your home, Chapter 13 gives you many extraordinary advantages.